How much does money cost?
Nowadays everything flows, everything changes. Nothing in the today’s world change as quickly as fashion items and our attitude towards. A key criterion of value is time. In childhood, we set aside money to buy a video tape. Where are those tapes now?
In 2005, I had a dream – a mobile phone Nokia N95, which cost $ 600. My dream become true, but not immediately. A few days ago, at the one of the flea markets in Kiev, such mobile phone was sold for 150 hryvnia ($ 6), that is in 100 times cheaper than 10 years ago. Value equation is simply: fashion – the numerator, the time – the denominator, a single action. It is curious.
Money as a store of value, are also impaired, a hundred dollars are not the same that before, their purchasing power has been more apparent than 10 years ago.
Money gradually devalue and virtualize, crispy paper money are increasingly transforming to megabytes. The amount of the money supply in developed countries decreases from year to year, the main form of payment is credit cards or smart phone with an application like Swish. One of the most progressive European country with developed technologies is the Kingdom of Sweden. The drivers of local buses do not sell tickets and there are no ticket windows in the subway. That is not all. Even alms advanced Swedish church receives by bank transfer, using Swish. Cash in Sweden’s economy is symbolic of 3%. Banks move to clearing settlement and completely refuse from using of banknotes. Soon Sweden children will not know how paper money looked like.
To speak for myself I can add that you can pay using the credit card in Sweden almost everywhere except perhaps the toilets on the street, there is still a slot for coins in 5 kronas. If in 2009 you could pay cash in the subway and in the hotel, but in 2012, when I visited the country for the second time, cash was useful to me only in a music store. Also I can note that with the Swedes easily negotiate, easier than with the Italians, if the seller and the owner of the store is one person, you can bring down the price up to 30%.
It is funny that this year a new series of banknotes were published in Sweden, some of which tourists will be bring out of the country as a souvenir.
Savings traditions of our people require progress and evolution. Many Ukrainians still shoot the salary “under zero” from the credit card, lowering their money into the pocket and out of Igor Valerievich (Kolomoisky). This cave habit measures distrust to the banks and the system as a whole, but people are not guilty, and do not worry about it; for too long time they were beaten.
Poverty is not just money absence; it is lack of confidence, love and care. On one of Stockholm’s streets, once I heard: “The Swedes love the queen, because the queen loves the Swedes.” Folklore is accurately, love the Queen is primary. Such is the logic of such orders.